Medical payments coverage, also known as "med pay," is a type of auto insurance coverage that pays for medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault. It covers medical bills, hospitalization, and funeral expenses if necessary.

While called a lawsuit, class-action lawsuits are almost always civil, not criminal, cases. That means plaintiffs and defendants resolve the issue with a class action settlement.Too often, the responsible company violates the parents' trust when the class action involves babies. These types of class-action lawsuits are also called baby products antitrust lawsuits.